Medical practice funding

Capital for your clinical expansion

We connect medical spa owners with lenders for laser equipment, office renovations, and working capital needs.

Call a funding specialist

Soft credit check. No impact on your score.

Industry terminology
  • Laser modalities
  • Patient acquisition
  • Clinical turnover
  • Treatment rooms
  • Dermal fillers
  • Practice valuation
  • Capital expenditure
  • Equipment lifecycle
  • $15K–$750K Available funding range
  • 24–48 hours Typical decision time
  • 1 Soft credit pull
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit request
Complete our one-page form with your financing goals.
2
Us
Lender matching
We identify lenders that specialize in the aesthetic medical sector.
3
Lender
Offer review
Compare personalized loan terms from qualified partners.
4
Lender
Funding
Receive capital directly into your business operating account.

Industry expertise

  • Lenders understand medical asset depreciation schedules.
  • We prioritize partners familiar with seasonal aesthetic trends.

Transparent process

  • No hidden brokerage fees to the borrower.
  • Clear explanations of collateral requirements for equipment.

Flexible options

  • Programs designed for established and startup clinics.
  • Options include both term loans and equipment-backed leases.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

High startup costs

Banks often fear that new clinics lack the cash flow to service debt.

We work with lenders who value equipment assets as primary collateral.
02

Niche equipment risk

General lenders do not understand the resale value of specialized lasers.

Our partners specialize in the secondary market value of medical devices.
03

Credit score volatility

Medical owners often have high personal debt from education or facility setup.

We look at total clinic revenue performance instead of just credit history.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative California · Equipment finance
$250K–$300K

Multi-location clinic owner

Purchasing three new laser hair removal machines for expansion.

Illustrative Texas · Working capital
$40K–$60K

New boutique medspa

Initial facility build-out and medical furniture setup.

Illustrative Florida · Term loan
$20K–$35K

Solo aesthetics practitioner

Marketing campaign to jumpstart new patient acquisition.

Illustrative New York · Renovation loan
$100K–$150K

Established aesthetic spa

Adding a new suite for injectables and chemical peels.

How we label illustrative scenarios →

Additional resources

Business management tools

Explore our curated guides on inventory control, patient retention strategies, and compliance software for your growing clinic.

Read our editorial standards →
Questions we get asked

Frequently asked.

Lenders typically use an appraisal or invoice verification process. You can often finance up to 80% of the equipment value, depending on the asset age and condition, with terms ranging from 24 to 60 months.

What are you looking for?

Pick the option that fits your situation — we'll take you to the right place.